📆 When Is the Best Time to Lock a Mortgage Rate? Expert Tips for 2025 🏡

Bill Rapp - Commercial & Residential Mortgage Broker

Published on: 20/09/2025

📆 When Is the Best Time to Lock a Rate? One of the most common questions homebuyers and investors ask is: “When is the best time to lock in my mortgage rate?” The truth is, there’s no universal “perfect day” — but understanding how rate locks work, what impacts mortgage rates, and how to strategically time your lock can save you thousands of dollars over the life of your loan.